At Swan, we have a team of qualified, licensed and experienced Financial Planners (Financial Advisers). A Financial Planner is your coach, guide, and adviser who will support you in building, managing, and protecting your wealth.
Our Financial Planners will work with you to understand you, your attitude to money and investment risk, what you want to achieve and where you are right now. We also consider your beliefs, values and ethics, and ensure that these are reflected in the advice that we provide.
What we do?
We work with you to develop a plan and show you how to move from your current financial position to your desired financial outcomes. As you reach milestones, different life stages and as other things change, elements of your plan may need to change too. We can show you how your money can work harder—earning you more and costing you less. By identifying any financial risks you are exposed to, we can ensure that you protect what matters most.
If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing regulations, so you need professional help.
Yet many of us resist seeking advice, as if our financial future weren’t just as important as our health or our children’s education. We often decide to manage our financial affairs ourselves, or leave it to someone we know, perhaps an accountant or a solicitor, which is a bit like buying vegetables at the butchers. Financial planning is a specialist profession and you should make sure that you’re getting advice from a properly qualified person.
A financial planner will help you reach your goals; even if retirement may seem a lifetime away, the sooner you start planning the more likelihood you’ll have to achieve financial independence and peace of mind.
The advice you seek can be holistic (which takes into account your full financial situation, needs and goals) or scaled (where you only seek advice for particular purposes).
Scaled advice is means that you could see a financial planner for a particular purpose that is most relevant to you at any point in time – without the need to go through a holistic process that takes your full financial situation into account.
While scaled advice can make financial planning more affordable, it’s important to not lose sight of the bigger picture. This is where a professional financial planner can help you to take a step back and review your total financial situation.
Global markets are shifting constantly, and volatility has become the norm. Investors can get understandably nervous and concerned about the fall in the value of their investments. When emotions take charge, it’s important to avoid falling into some of the traps that appear when markets are unpredictable.
Understanding what’s happening and how these events can impact you will help you to make confident decisions about your financial future.
Your financial planner will help you to take a step back and look at the bigger picture, and make the best decisions for your financial future.